FINANCE CENTER

Financing Benefits

Oxmoor Ford Lincoln Inc. Offers Easy and Affordable Loans for Drivers in Louisville, La Grange, Shelbyville, New Albany IN and Clarksville IN and Beyond

Making sure you go home in your new or used Lincoln model with a smile on your face is the prime concern of the auto finance team at Oxmoor Ford Lincoln Inc.. Proudly serving La Grange, Shelbyville, New Albany IN and Clarksville IN, our financial gurus can help you achieve a loan or lease that meets your standards. The secret to our success: understanding. We sit down with you in order to learn more about your specific financial requirements. That way, we can work with nearly any budget, and you can get behind the wheel on your terms and no one else's.

If you're interested in seeing what we can do for you, fill out our online contact form. Or, if you prefer to speak to us 1-1, be sure to visit our Lincoln dealership in person. When you come in to our 100 Oxmoor Lane location in Louisville Kentucky, we haven't done our job until you're happy.

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAPCoverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAPCoverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAPCoverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAPCoverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAPAdvantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAPCoverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.


If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (502) 426-2500 and we'd be happy to walk you through your options. At Oxmoor Lincoln, your satisfaction is our priority.
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